The tax man doesn't want housing to recover ? MARTY TUOMINEN REAL ...

Housing can?t recover if property taxes keep going up. Cash-strapped governments should look elsewhere to fill budget gaps.

FORTUNE ? During the housing boom, governments enjoyed windfalls from property taxes tied closely to home prices. But since the real estate bubble burst, the revenue stream officials had come to rely on to help pay for everything from education to roads has dried up.

Officials have responded by embarking on everything from delaying road projects to freezing hiring and salaries and cutting public employees.

In addition to cutting expenses to cover budget shortfalls, governments have been forced to look for ways to raise more money. And increasingly, that?s resulting in higher property taxes ? which experts warn could actually hurt more than help public finances. Everything from high unemployment to record foreclosures are already hampering the real estate market, and since higher taxes add to the costs of a home, it could also make owning even less appealing.

In a 2011 survey of U.S. counties, 15% reported raising such taxes ? an increase from the 10% reported during the previous year. The survey by the National Association of Counties also found that property taxes, which account for almost three-quarters of all tax revenue collected by municipalities, was one of the biggest reasons why governments were experiencing revenue shortfalls.

Last year, Miami-Dade County raised rates to deal with a $444 million budget gap in the face of plunging property values. So did the city of Austin, TX. And earlier this month, the Philadelphia City Council hiked up its tax rate for a second year in a row to help bail out its cash-strapped school district. More broadly, the amount of money state and local governments collected from property taxes between 2006 and 2008 surged from $364.5 billion to nearly $410 billion, according to the U.S. Census Bureau.

To be sure, the tax bump isn?t happening everywhere. At a time when millions of Americans are still jobless, many elected officials haven?t mustered the political will to raise costs for homeowners and would rather delay road projects instead. It seems Miami-Dade County Mayor Carlos Alvarez learned this all too well when voters in March ousted him out of office following several missteps culminating in the city?s hike on property taxes.

But for governments trying to make up for the shambles of the housing market, those same efforts could very well prove self-defeating. If not for their political career, then likely the housing market.

?Given the situation we?ve been in for the past few years, increasing property taxes is not likely to aid in the short-term recovery of the housing market,? says McKay Price, real estate finance expert at Lehigh University.

But a rise in property taxes doesn?t always lead to a fall in home prices. It depends how much taxes are raised and if the additional tax dollars go toward things that support property values, such as good schools, parks, roads and other public infrastructure.

Many governments are faced with a dilemma. Following years of too much spending, officials find themselves having to rapidly cut services. In the National Association of Counties survey, nearly half of respondents reported delaying purchases and repairs, as well as capital investments to address revenue shortfalls. About 41% reported halting new hires, 45% froze employee salaries and pay, while 52% gave furloughs. About 34% reported delaying infrastructure repairs, while 31% delayed construction projects.

So for those municipalities considering asking homeowners to pay more, it might be time to think a little more long-term.

Source: http://martytuominen.wordpress.com/2011/07/01/the-tax-man-doesnt-want-housing-to-recover/

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How To Create Blog Links By Utilizing Whitehat Strategies ...

Link building is very important if you want your blog to rank with the top search engines and bring traffic to your website. However, many bloggers have this assumption that in order to get lots of quality backlinks to your blog, you have to go the blackhat way, which isn?t true. In the following article we will go over some legal whitehat link building methods that can be used on your blog right now.Therefore, make sure you browse the following, Seonuking, before you make an effective decision.

Link to Well Liked Blogs: The way to succeed with this technique is to include a well known bloggers post as a part of your own and then link to it. In addition to making sure that the post is related, you also have to be certain that you link to it in a good way. You should try to link to other blogs every time that you craft a post for your blog. For example, if you are looking around for data to put into your blog post, then link to the location wherever that data found. If these bloggers visit your blog, like your content and write about it, you?ll be able to secure links from high profile bloggers from within your niche. Be certain that you get links for the pages that are deep within the website and not just the homepage. If you discover that there is content that has not received a lot of traffic, but it is a good article, then link to it as well. This will make you appear unique and provide a lot of attention.

There is a little bit involved with making blog themes, and you can either learn it your self or get a freelance software coder to do it. If you are interested in doing a blog plugin, then that is different and you will want to hire a freelance programmer. If your designs do not appeal to people, then you will not have much success with this method so remember that. Often times the best way to find out what people want is to inquire. There are lots of plugins that serve all kinds of purposes, so you can pick one and make it better.

The very last task when your plugin is done is to begin marketing it.Therefore, be sure you browse the following, List Eruption, prior to you making an effective decision.

Linkbaiting: You could get more links by using linkbaiting, if you have a blog. But, if you are new and unknown, it might take a couple of attempts before you readily supply linkbait. You must make your posts interesting and commit to promoting them. Go ahead and think out of the box. Produce posts that are entirely different. Put a huge slant on it. Tell others about the post. But, do not try to connect with well known bloggers just because you have a new post every day.

All in all, the methods that we discussed above are not that difficult to apply. Everybody starts at the same place, and so just get started as soon as possible. Always be sure you have a variety of backlinks coming from many sources. This is an investment you are making in your business, and that is the best way to look at it.Individuals will hopefully learn more about IM Mentors Review after reading this.

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Source: http://homebusinessit.com/IncomeAtHomeBlogs/how-to-create-blog-links-by-utilizing-whitehat-strategies-37/

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Small business and Start-up web site essentials ? Crush Branding ...

If you?re a small business owner, your website is a central part of your marketing and branding. The needs and wants of your prospects and clients should be upfront and center.

Many elements factor into whether a small business website is successful. Careful attention is needed for these items to be effective in the next design for your business, as the benefits are far reaching for both you and your clients.

At the core of these efforts, the focus on creating value for targeted customers.

Some major steps in designing a customer-driven web site include:

• Make a clear differentiation from others in your industry.
• Messages and content that will best resonate with target customers.
• Linking to social media platforms to engaging the consumer with your brand.

Communicate Your Mission

Start by asking yourself these three questions:

Who are you?
Who are your potential customers?
How can you communicate to your potential customers who you are?
What is the desired customer action?

After answering these questions can help us to develop a creative strategy for your website that will ultimately make an impact on your visitors. These questions hold the key to making marketing decisions, branding your business, building loyalty ?and referrals within your customer base, and more.

In creating copy and content for your site, consider the following:

??Your ?brand promise

? Your core marketing message

? Your brand positioning

? Your brand voice

Avoid overly sophisticated language or industry-specific jargon, be direct and concise with?brief sentences and paragraphs.

Your audience needs to understand your product quickly or they will simply move on.

Include a Call to Action

Consistent key messages that are consumer centric with a?clear Call to Action (buy a product, subscribe to your newsletter, request a quote, for example), will increase a users time spent exploring the web site and can?also lead to increased service related page views as well.

Driving traffic to your website will ultimately convert into new business. Make sure your call to action isn?t buried in a sea of text, it should be at the the top ?your web design check list.

The call to action button should be placed in a prominent location, you may need additional text to make it more meaningful, for example, ?Book Now?, is a call to action button and is followed by a page explaining cost and purchasing options.

An effective call to action includes:

Some simple elements ?size, shape, color, and position. Each plays a vital part in directing the user.
There is no need for multiple call to actions on a page. Easy?access to the call to action will help your visitor access information quickly without any unnecessary hoop jumping.

Content

We all love a beautiful website, but your site should ultimately draw focus to the content,

• Research effective keywords and keyword phrases, relevant to your business and industry, that can can bring you high rankings on search engines.
• Determine the goal of your content copywriting. Is it meant to increase website traffic with organic search engine optimization and/or pay per click marketing, or are your efforts primarily aimed at visitor conversion?
• Visitors need to find what they are looking for, fast.
• Your web content should be compelling, credible, purposeful, and factual. Make sure you catch reader?s attention and never forget about the keywords.
• Most people won?t read everything on your page, so decide on the most important content, first, this can be achieved through a visual hierarchy that guides the user through the page and creates a more enjoyable reading experience.
• Use meaningful headings. Be sure you direct visitors to read on.
• Be informative. Relevant information is crucial so put them all in your content.5
• Keep scrolling to a minimum.
• White space is necessary. Giving your content room to breathe allows the user to focus on the most important aspects on any given page.
• Break up lengthy blocks of text into digestible blocks. Heading, sub-headings, bullets, blockquotes, and paragraphs are all necessary components of a well-structured website.

• Always proofread your content carefully.

Flash animations will increase your site?s loading time will so make sure they?really need to be there and serve a specific purpose.

SEO

Search Engine Optimization (SEO) should also be included in your overall website strategy.?By analyzing web site?s functionality, architecture, and content, we develop a site-specific plan-of-action to bullet-point and ?maximize your site?s visibility across the top search engines and portals.

For best results all content, including videos, images, maps, business listings, tweets and even Facebook Page posts need to be incorporated into your site.

?

Adding a Blog Search engines love fresh content and regular updates to your website, you?re giving Google more content to index. More content means your website will show up for more searches. You?re casting a wider net, which tends to catch more prospects which could?increase ?the likelihood that potential customers will social bookmark it and share it with their network.

Consider creating a YouTube channel. Every video you post to your channel can be tagged and indexed, increasing the odds your brand name will appear in natural search results for keywords associated with your business.?A good YouTube username can help?the?SEO of your YouTube Video?to climb the organic search engines as well as the YouTube Search engine. Check out??Killer YouTube Secrets?

Footer links are important to every page, as they use meta description tags, these?links here are no different from any other link, except that they appear at the bottom of the page and will typically point to all the main pages on your website. They help promote your main keywords and more importantly keyword phrases by linking to the pages on your website. Footer Links SEO is more than just repeating the menus at the top of the page, you can direct visitors to your?Call to Action and the footer could also include member registrations, inquiry forms, promotional products, special offers, etc. This may be the last time you get the chance to turn visitors into a customers so make the most of this opportunity.

These elements help drive the overall visual design, layout, typography, color schemes, and language.

We start every project by using the above. Armed with a strong understanding of your business needs, we then put a plan together. We?pay special attention to the treatment of your design elements to create clean, well-structured site focused on your message. There are millions of websites out there; it?s clear that you are competing for your audience?s interest and attention. To this end, it?s important to make those few seconds count when making a first impression.

Crush Branding and Design is here to help you develope?a platform to tell your story, and strengthen your brand awareness, and?connect with your customers and new business prospects.?Give us a call at 813.968.8545!

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About the Author

Located in Tampa, Florida, Crush Branding and Design is led by Marie Lardizabal. Her work ranges from consulting on new business start-ups which includes product naming and concept development to identity, print, and web design. Since Crush's inception in 2007, Marie has grown the company portfolio to include clients ranging from small businesses to international corporations.

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Romney Tops Fox Poll (TIME)

Share With Friends: | | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/107900462?client_source=feed&format=rss

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Tip for dining out | Intero Mojo

A few weeks ago I wrote about dining landmines and how to avoid certain sauces, marinades, and other indulgences at restaurants. What we didn?t cover is how to order your food so you CAN go to a restaurant and make yummy safe and calorically healthy choices.

I remember a couple of years ago I went to a very nice restaurant and started to alter the menu. The waiter was upset with me because he didn?t feel I would like the food. I found it interesting that he ?knew? what I would and wouldn?t enjoy. I also found it interesting that as the person paying for the meal, there was a part of me who wanted to please the waiter. I got over that quickly and realized that I am the only one who can make the choice of what to eat, how to order and how hard I wanted to work out the following day to burn off excess unwanted calories!

Here are some tips to help you if you want to do a normal workout the ?day after? vs. running an ultra marathon to keep your hips and thighs looking nice this summer:

• Ask for fish steamed or poach
• Request any dressing or sauces be put on the side and enjoy a little, but not the whole shebang
• Ask for extra vegetables instead of the starch served with the meal (i.e. rice, polenta, pasta, potato)
• Ask for balsamic vinegar on the side for your salad (not vinaigrette)
• Request the bread be removed from the table. If you simply can?t make it through the night without a slice, grab one, THEN have the basket removed
• Start your meal off with a glass of water with lemon or hot herbal tea, then have your appetizer and/or glass of wine
• Have a glass of water between any drinks/wine choices
• Share a main course and have an appetizer as your warm up (this will save you money too!)
• While everyone else is having dessert, order a cup of decaf. Sometimes all you need is the process of having a food/drink item in your hand
• Eat slowly
• Ask for extra greens in your salad
• Choose an extra vegetable choice at dinner (i.e. if the steamed vegetables are say broccoli, ask if you can have a side of kale too)
• Whenever possible, have shellfish or fish. This can save you hundreds of calories
• If you do have red meat, ask that it be made without butter (often restaurants will put 1 or 2 pats of butter on the meat for a crispy salty taste)

Remember?the choices you make every time you dine out can be delicious and satisfying; especially when you know you will feel great in the morning!

Enjoy food?an enjoy even MORE while you are maintaining a healthy body!

Source: http://interomojo.com/2011/06/29/wednesday-wellness-tip-for-dining-out/

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Scuba diving as a career choice | Body Glove Wetsuits

Scuba Diving is the abbreviation of ?Self restricted below the surface breathing equipment?. Scuba diving is performed for underwater diving purposes. Scuba diving?s main objectives are to investigate and survey the underwater environment for recreation, business or other purposes. The scuba diving apparatus is being employed to inhale underwater, with the help of compressed air.

The most important types of scuba are as follows:

leisure and investigation:

Scuba diving is performed for leisure and study purposes as well. The oddity and amusement are the main objectives for these types of divers. They wish to enjoy and envision the underwater splendor and its atmosphere. The divers perform it for the activity and detection purpose, all on their own.

Profit-making Purposes:

Professionals are employed to accomplish viable responsibilities like manufacturing and designing purposes. These divers are highly trained and experienced; they go underwater for analysis and inspection for a project, or task and gather the desired data.

Other Purposes:

The additional aims are martial and naval purposes. Scuba diving is also the interest of famous and professional photographers, scientists and researchers.

Scuba diving Methods:

Scuba diving involves long term reliable training and knowledge. The fresh divers are trained in restricted environment, to be able for scuba diving. In the first stage of their training, they dive into the rivers, lakes and other small water gatherings, where they are taught defense and equipment usage techniques. The scuba diving apparatus consists of masks, gas tank, fins, protective dressing, camera etc. The mask provides the face guard whereas; the fins assist to advance underwater. The gas tank provides the inhaling facility to the diver. The diver uses a watch and compass to know the information of the place and time.

Advantages and Disadvantages:

Scuba diving offers great rewards and advancements for those who choose scuba diving as their profession. All you need is to become a skillful, highly motivated and trained diver. Scuba diving offers huge economic benefits to professional divers.

Scuba diving accompanies fatal disadvantages as well. The most important risk is the danger of life. The divers have to visit numerous mysterious places and locations, which are untouched and unsighted like the dangerous caves and mountains underwater.

There are possibilities of serious injuries and health hazards underwater. One of them is the decomposition, in which small bubbles are formed inside the body of the diver. When the diver descends underwater, the compressed gas becomes heavier and denser. When the diver tries to ascend quickly, these bubbles are stuck inside the joints causing severe pain and difficulty in movement.

Air embolism is another severe injury that a diver could experience. In this injury, a large bubble is formed inside the body of the diver, which blocks the flow of blood inside the body. To avoid this injury, make slower returns towards the surface.

Finally, scuba diving is an appealing and diverse experience, where divers do it for various reasons. It is a good and entertaining activity, if it is performed rightly, considering all the procedures and risks.

For the brightest and smallest LED scuba diving torch, then check out the DS350mini.

Source: http://bodyglovewetsuitsale.com/wordpress/scuba-diving-as-a-career-choice/

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